Fareham Mortgage Adviser

Find the type of mortgage that best suits you.

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Fareham Mortgage Advisor

With extensive experience in the mortgage industry spanning many years, we have assisted countless individuals with diverse financial circumstances. The most fulfilling aspect of our work is aiding clients in saving money and securing mortgages even after being declined elsewhere due to underwriting criteria or affordability reasons.

As a mortgage broker with access to a vast panel of lenders we are not restricted to a limited number of lenders. This grants us access to a vast spectrum of options available in the market, enabling us to deliver the most favourable rates from all lenders to our valued clients.

Fareham Mortgage Advisor

Fareham Mortgage Adviser

So which mortgage is right for you?

As a professional Fareham based mortgage adviser we can help you choose a mortgage that suits you best depending on your circumstances. We can offer:

First Time Buyer Mortgage

Mortgages available for first time buyer with 0% deposit. Family gifted deposits also accepted. Some of the rates available may have cashback and free valuations for first time buyers too. We can help both employed, self employed and contractor first time buyers.

Home Mover Mortgages

Looking to buy your next home? Mortgage options available for home movers both looking to retain their current property or sell it.

Re-Mortgage

Remortgage to get a lower rate, raise money for home improvements, a deposit for a new property or to consolidate debts. Rates available with free legals and property valuations are available. Current fixed rate coming to an end and about to revert to your lender’s Standard Variable Rate? We can help save you money!

Buy to Let Mortgages

Able to help landlords with portfolios of any size including House of Multiple Occupation properties, Serviced Accommodation properties (AirBnB type lets), Holiday Let properties and Special Purpose Vehicle (SPV) Limited Company buy to let mortgages. Mortgages available for purchases and remortgages. First Time Landlords, applicants who do not own their own home, employed and self-employed landlords and landlords with no minimum earned income all catered for.

Debt Consolidation Mortgage

Looking to consolidate some or all your unsecured debts into your mortgage to reduce your monthly outgoings? Options available for clients with both good and bad credit.

Home Improvement Mortgages

Looking to release equity from your current home to help with home improvements? Competitive rates available from High Street lenders.

Self Employed Mortgages

Are you a sole trader, a Partner in a Partnership, or a Limited Company Director? We have you covered too. Lenders who will use a variety of income streams such as salary, dividends, net profit, and drawings and all at competitive High Street rates.

Contractor Mortgages

Day/hourly rate contractors, inside and outside IR35, fixed term contractors or CIS contractors. We specialise in all aspects of contractor mortgages with extensive experience placing these types of mortgages for clients. Income based upon your annualised contract rate thus removing the need for tax calculations/SA302’s, Limited Company accounts or payslips in a lot of instances. Competitive rates from High Street lenders even for contractors who have only just started contracting.

Transfer of Equity Mortgages

Remortgage to remove a name from or add one to the mortgage and title documents of the property. Ability to raise money to cover the costs of buying out an ex.

Government Scheme Mortgages

Shared Ownership or ‘Part Buy, Part Rent’ mortgages available with as little as a 10% deposit of the share you are buying. Right to Buy mortgages available for Council or Housing Association Tenants looking to buy the property they are living in including those who have no deposit to put down.

Get In Touch Today!

If you are seeking the expertise of a mortgage specialist, look no further. We are here to assist you every step of the way. Please reach out to us today, and we will be delighted to provide you with the support and guidance you need.

Contact us now for a prompt response!